I am have two insurance agencies to choose from: one of them puts themself out there as "specializing" in real estate and the other is a general purpose one. I done business with both of them through companies I work for, but not through my own enterprises.
complicated Nike Air Max 95 Blue And White enough that getting an agent to specialize in apartments is valuable? My instinct is that specializing in insurance should be enough, that it is not like law where a sub specialty should be necessary. Am I wrong?
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Choose insurance agent that specializes in real estate
I would really tend to go with the person that specializes in real estate. We had an apartment complex burn down earlier this year and the only reason I saved a ton of money on the co insurance stuff is because I read about it on BP and protected myself. A regular agent that doesn specialize in property may or may not know enough to indemnify you properly.
There are certain coverages that are better to have for landlords. Many times I have found you will not get loss of rents coverage with a standard policy, for example. There are times when you may want to be on a commercial form versus a personal form, and vice Air Max For Mens
versa for cost reasons. It is important to understand the differences too and an agent specializing in what we do can explain it. Simply put, they tend to understand our business. It can also be difficult if you want an umbrella over several rental properties, and usually a real estate specialist type broker knows how obtain such coverage.
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Paul, Insurance has been one the biggest thorns in my side the last few years. One problem for me is I own some properties in FL which is a horrible state for insurance purposes. I have spent a lot of time on insurance and I do believe someone specializing in real estate and what we do are worth their weight in gold. I have a personal insurance agent but she does not insure any of my rental property.
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